Are you a frequent traveller? Are you wishing to safeguard yourself from lost luggage to cancellation trip and emergency medical expenses? If your answer is yes then you should purchase travel insurance.
You may interest to book for cheap flights, top destinations, quality and comfortable hotel, but ignore to have a travel insurance done. But it has immense benefits.
You can buy travel insurance while booking for a particular trip or you can go separate insurance policies. Travel insurance is ideal for those who travel overseas with expensive items. You can insure your valuables from getting theft as well as you are protected from emergency medical need. Sometimes your medical insurance does not work in overseas, and then your travel insurance will come here to save you.
Another cause is to cover your losses from long distance flight cancellation unexpectedly. Sometimes there travel insurances which cover you from plane crashes, hijack and even deaths.
Travel insurance is frequently used by senior citizens.
You must read between the lines and clauses of your policies to know your exact subject to cover. For instance if you have a travel insurance done for medical emergency, there may be exemptions like if you are injured for a scuba diving sport you mat not be eligible for medical insurance, So its advised to be careful about the exclusions in the policy.